(PRWEB UK) 2 November 2012
The Telegraph reports that vehicles that feature Autonomous Emergency Braking (AEB) will be the subject of a lower car insurance group rating and therefore lower insurance premiums from British insurance providers. The car safety technology that is a feature on many new vehicles uses sensors located at the front of the car to identify a potential collision and automatically apply the brakes to avoid a crash. This system can already be found on some Fords, Volvos and Volkswagens and it is likely to be a safety feature on more modern car marques in the future.
Thatcham, the organisation that provides accident risk assessment studies in the UK and provides research into motor insurance repairs, has gathered and analysed data to demonstrate to the UK insurance industry that AEB could reduce accidents. Accident-related injuries such as whiplash, which have been partially responsible for pushing up car insurance prices, could be significantly lowered, allowing insurance companies to pass on savings to their policyholders.
Studies in the United States conducted by the Insurance Institute for Highway Safety looked at the Volvo XC60, which features AEB technology, and monitored its claims history. It was found that drivers of the XC60 were 25% less likely to make a claim compared to any other 4?4 vehicle in its class. Overall this proved that many of the lower speed fronttorear traffic shunts were being prevented.
The AEB system uses a combination of laser, radar and camera sensors to monitor the road ahead whilst travelling. If it detects a potential hazard it will initially warn the driver and following this it will then independently apply full brake pressure to avoid the incident or to minimise the severity of the impact. The studies illustrate that a potential 2,700 pedestrian casualties and 160,000 whiplash injuries could be avoided providing a significant positive effect to road safety and car insurance costs.
Thatchams Chief Executive, Peter Shaw, commented: This is a fantastic example of the insurance industry not only embracing and encouraging important new safety technology, but also looking after their policyholders. Aside from any financial advantage that specifying AEB could bring, motorists will certainly benefit from the peace of mind that comes with what Thatcham have proven to be a significant safety benefit.
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Source: http://itovietnam.com/tiger-co-uk-investigates-auto-braking-cars-and-their-effect-on-car-insurance/
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